How to react if you answer an unwanted fraudulent call or are the victim of a scam without realizing it

Fraudulent phone calls targeting individuals are becoming an increasing phenomenon, threatening our financial and social security. These crimes rely on sophisticated fraudulent tactics, where callers pretend to be employees of well-known government or financial institutions, with the aim of obtaining sensitive personal information.
How to deal with a fraudulent call: find out the danger before you fall victim to it!

What to do when you fall into the trap of fraud unknowingly? Guide to Handling Unwanted Calls

In recent years, unwanted calls from unknown numbers have become an increasingly common nuisance. These calls are not only annoying but also pose a real threat if you fall victim to the scammers hiding behind them.

The goal of these internet criminals is clear: to deceive you into providing personal information, such as your banking details or identity information, which they will then use to commit fraud or identity theft.

The danger lies in the scammers' ability to manipulate and convince their victims. They employ well-crafted psychological tactics to gain your trust, making you believe you are speaking with a legitimate entity, such as your bank or a service company.

Without realizing it, you may end up giving them information that grants them access to your accounts, makes unauthorized purchases, or even results in identity theft. If you respond to one of these calls and realize you’ve been a victim, it's crucial to act quickly.

What to do if you are a victim of a scam?

To protect yourself and avoid falling victim to phone scams, follow these steps:
  1. Hang up immediately: Do not continue talking to the scammer. They might try to gather more information from you or pressure you into taking harmful actions.
  2. Block the number: To avoid receiving further calls from the same number, use your phone's number-blocking feature.
  3. Report the incident: Contact the authorities, such as the police, to report the scam. This will help prevent others from falling into the same trap and assist in taking action against the scammers.
  4. Notify your bank immediately: If you provided any banking information, inform your bank right away so they can take necessary steps to protect your account, such as blocking cards or monitoring suspicious transactions.
  5. Search for your personal information online: Check the internet to see if your personal information is being used fraudulently. If you find anything suspicious, report it to the authorities.
  6. Monitor your accounts: Regularly check your bank accounts and credit card statements for any unusual activity. If you notice unauthorized charges, contact your bank immediately.
  7. Change your passwords: If you shared passwords or information that could compromise your online accounts, change them as soon as possible.

To protect yourself from phone scam attempts, it's important to follow some simple guidelines that can reduce the risk of becoming a victim:
  • Always be wary of calls from unknown numbers, and don't feel obligated to answer them. If the call is necessary, the person will call you back or leave a message.
  • Do not share your personal or financial information over the phone. Sharia institutions will not ask you for such sensitive data.
  • You can use annoying call blocking apps or features on your phone, as they identify and block calls from suspicious numbers, reducing the number of unwanted calls you may receive.
  • Update devices: Keep your phone's operating system and security apps up to date, as these updates fill security vulnerabilities.
  • Turn on security features: Use your phone's security features, such as blocking calls from unknown numbers and turning on two-factor authentication.
  • Verify official sources: Do not rely on the information you receive over phone calls, but rather check the official sources of the institutions you claim to represent
To keep yourself safe, always be cautious with unknown numbers, especially if you’re not expecting a call. Don’t feel obligated to answer; if the call is important, the person or organization will likely leave a message or try to contact you through another method.

Never share personal information during a call. Legitimate entities will not ask for sensitive data like account numbers or passwords over the phone. If someone requests this information, hang up immediately.

Additionally, using spam-blocking apps or features on your phone can be very helpful. These tools identify and block calls from suspicious numbers, thereby reducing unwanted calls.

By following these steps and procedures, you can reduce the risk of becoming a victim of
Kar
By : Kar
Online content writer and chartered accountant .
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